Philadelphia Bankruptcy Attorney

Are you considering filing for bankruptcy in Philadelphia?

Protect your car from repossession

Has your car recently been repossessed? Can you not afford your high car payment? Chapter 7 or Chapter 13 Bankruptcy can help get your car back or lower your car payment. I am a Philadelphia Bankruptcy lawyer. I have helped my clients save their cars and lower their car payments. I have helped my clients get their cars back.

Bankruptcy can stop repossessions. Immediately upon filing a Bankruptcy, the Court grants you protection from your creditors. This is called the “Automatic Stay.” This protection could be the help that you need. It does not take a week or a month. I can have your case filed the day you come into my office. This is done by electronic filing with the Bankruptcy Court. A push of the button on my office computer can put an end to the stress and threat of repossession or get your car released.

Under Chapter 7, you can redeem your car based on its market value and not what you owe to the lender. So, if you are upside down on your car loan, redemption saves you money. The redemption is funded through special bankruptcy lenders. The lenders look to see if they can save you money and also lower your monthly payment.

Under Chapter 13, you can lower your interest on your car loan and sometimes lower the amount you owe based on the market value of your car. Even if you have a new car loan within the last 910 days, bankruptcy can allow you to reduce a high interest rate so that you have a payment you can afford.

Once you are in Bankruptcy, I am available to guide you through the courts. I will answer your questions. I will handle your creditors. I will be at the Bankruptcy Court hearings as your attorney. You will be able to get back to those joyful things in life.

If you have debt problems and want to know your options, you have come to the right place. Michael A. Cohen is a qualified, knowledgeable and experienced Philadelphia Bankruptcy Attorney helping clients throughout the Philadelphia
area. Don’t take chances with your financial future, contact Michael A. Cohen today.

Leave a Reply

Your email address will not be published. Required fields are marked *